> ## Documentation Index > Fetch the complete documentation index at: https://docs.usehence.com/llms.txt > Use this file to discover all available pages before exploring further. # Move my old 401(k) into my new employer's plan > What this errand covers, what Hence does in the pilot, and where it stops. Published ceiling: READY. **Private beta.** While the execution layer is being finished, running errands is limited to accounts on the company domain; anyone else gets a structured refusal instead of a run. Nothing on this page is a promise that this errand runs for your account today. ## What this errand is for Move retirement money from an old job into your new employer's plan — without accidentally triggering taxes. ## What Hence does in the pilot 1. Get the new plan's roll-in instructions and the account number the money must be sent to. 2. Fill the old plan's distribution request to the review page, plan-to-plan, and screenshot it. Part of the errand, but not something Hence does for you here: * Submit the direct rollover request to the new employer's plan. * Wait for the money to move. * If a check arrives at your house, don't panic — forward it to the new plan. * Confirm the money landed — then choose how it is invested. * Screenshot the final balance and archive your old login. ## What you approve, and what you get Nothing in this pilot is submitted on your behalf: every step reads, drafts or asks. What comes back: * The new plan's roll-in instructions and the account number to send to. * The distribution request filled to the review page, screenshotted. This is the finish line. Screenshots and documents are referenced by the task rather than pasted into your assistant's transcript. ## Intents The ways of asking that reach this errand: * consolidate my old workplace retirement account * move my old 401(k) into my new employer's plan * roll my old 401(k) over to my new job's plan ## Admission Before it starts, it asks: > Rolling over is usually great — but a few situations change the tax math and can cost real money if you march straight through. Any of these you? Say yes to any of these and it refuses: * I have a loan against this 401(k). * My account is all or nearly all company stock. * This is my current job's 401(k), or I'm planning a "backdoor Roth." Say yes to any of these and it continues, with the caveat stated: * Some of my account is company or employer stock. * It has "Roth" or "after-tax" money in it. Say yes to any of these and it points you at what fits instead: * I'm 55–59, or 73 or older. Hard stops it will not work around: * Submitting the distribution request. It is irreversible and the S0 ceiling refuses it. * An account that is all or nearly all employer stock — that is a tax decision, not a transfer. * The current job's plan, which most plans will not roll while you still work there. * Any step that takes the distribution as a check to the user rather than plan to plan. ## Required inputs What it asks you for: * **The year you were born** — a number, required. * **Filing status** — one of a fixed list, required. * **The new plan's account number for the roll-in** — text, required. * **Your other taxable income this year** — an amount, required. What it reads off the account pages instead of asking: * **The new plan's roll-in instructions** — text, required. What it reads from a statement or document you already have: * **Roth or pre-tax** — text, optional. * **Who runs your plan** — text, optional. * **Your 401(k) balance** — an amount, required. * **Plan service line (from your statement)** — text, optional. ## Published ceiling **READY.** The ceiling is the furthest outcome state this errand may reach. It is enforced in the runtime rather than advisory — see [the four outcome states](/start-here/outcome-states). ## Blockers and instruments * **Recordkeeper test account** — not held yet. * **The new plan's roll-in acceptance** — not held yet. ## Jurisdiction United States. ## Freshness The procedure behind this errand was last verified on 2026-09-11.