The shape of person this fits
Hence is for someone who already knows roughly what needs doing and does not want to be the one doing it: logging into four servicers to copy down APRs, working out whether a deferral rate is actually capturing the whole match, filling a distribution form from two recordkeeper portals. That means the first errands assume you have:- Online access to the accounts involved. Hence signs in as you, through a single-use page you complete yourself. It does not open accounts, and it does not recover logins for you.
- US accounts. The first errands are US consumer credit and US employer retirement plans. Rules, forms and the plan mechanics are jurisdiction-specific, and the errands say so.
- A reason to delegate rather than to be advised. If what you want is an explanation, that is a different job, and a good assistant can already do it.
Who should not wait for this
- Anyone in an active dispute that has become legal. A debt lawsuit, identity theft or insolvency is a hard stop. Hence refuses and points you at a professional, and that is the correct answer rather than a limitation to work around.
- Anyone who needs money moved. Hence does not move money between accounts. Nothing in the current errand set does, and the boundary is structural rather than a missing feature.
- Anyone who needs something signed today. Signatures, elections, spousal consent and identity proofing are yours. An errand can get you to the moment of signing; it cannot take it from you.
Access during the pilot
Access is decided on our side, for your account, at the moment a tool is called — not by who holds an invite link and not by your assistant. The practical consequences:- Adding the connector always works. The consent flow will succeed for any Hence account.
- Running an errand may not. If access is not enabled, every tool refuses cleanly and tells you so, with a link to request access. Nothing half-runs.
- Nothing needs redoing when access arrives. The connection you already made starts working.
Whether a new user can sign up directly, or must be invited, is not settled yet. The Hence app
gates access by list today. This page will state the answer plainly once it is decided; until
then, see the account step on Connect Claude.